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Чт, Июл 9 CAP $1.94T
22 Крайний страх Онлайн
Free tool

Калькулятор APY

Переведите номинальную процентную ставку в эффективную APY при любой периодичности начисления.

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Effective APY
1-year earnings
Balance after 1 year
Enter a nominal annual rate and how often it compounds, and the calculator converts it to effective APY plus a projected one-year return on a principal amount. Real yields advertised by platforms can compound differently than assumed here and are not guaranteed.

Вопросы и ответы

What is the difference between APR and APY?

APR is the simple nominal rate. APY includes the effect of compounding, so it is usually higher than APR for the same nominal rate.

Why does compounding frequency matter?

The more often interest compounds, the more it earns on previously-earned interest, which raises the effective APY.

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Tools are provided for information and planning only and are not financial advice. Figures are estimates; crypto is volatile and high-risk. Always do your own research.